How Much Does a Dental Filling Really Cost? Here’s What You’re Actually Paying For
A small cavity today can become a big (and expensive) problem tomorrow, so getting a dental filling at the right time matters. But if you’re wondering, “How much does a dental filling cost?”, you’re not alone.
The short answer? It depends.
We break down everything you need to know from the types of fillings and prices to what’s included in the cost, and how to make it more affordable without compromising on your dental health.
What Is a Dental Filling?
A dental filling is a treatment used to restore a tooth damaged by decay. Your dentist removes the decayed part of the tooth and fills it with a special material to protect the tooth and restore its function.
So, How Much Does a Dental Filling Cost?
The average cost of a dental filling can vary widely depending on several factors:
| Type of Filling | Average Cost (Per Tooth) |
| Silver Amalgam | $50 – $150 |
| Composite (Tooth-Colored) | $90 – $250 |
| Ceramic/Porcelain | $250 – $4,500 (inlays/onlays) |
| Gold | $300 – $1,000+ |
Note: These are average prices in the U.S. without insurance. Prices vary by location, dentist experience, and whether the tooth is in the front or back.
Types of Fillings and Their Prices
Here’s a closer look at the most common types of dental fillings and what you’re paying for:
1. Silver Amalgam Fillings
- Pros: Durable, cost-effective, long-lasting
- Cons: Noticeable (not tooth-colored), may expand/contract over time
- Best For: Back teeth, tight budgets
- Cost: $50–$150
2. Composite (Tooth-Colored) Fillings
- Pros: Aesthetic, bonds well to tooth structure
- Cons: Less durable on large cavities, slightly more expensive
- Best For: Front teeth or visible areas
- Cost: $90–$250
3. Ceramic/Porcelain Fillings (Inlays/Onlays)
- Pros: Very aesthetic, stain-resistant
- Cons: Expensive, often requires lab work
- Best For: Patients who prioritize looks and longevity
- Cost: $250–$4,500
4. Gold Fillings
- Pros: Extremely durable, doesn’t corrode
- Cons: Highly visible, expensive
- Best For: Back teeth, long-term durability
- Cost: $300–$1,000+
What’s Included in the Cost?
A dental filling fee usually includes:
- Initial consultation or exam
- Digital X-rays (if needed)
- Cavity removal
- Filling material and placement
- Bite adjustment and polishing
Additional costs may apply if you need sedation, multiple fillings, or additional dental work.
Does Dental Insurance Cover Fillings?
Yes — most dental insurance plans cover up to 80% of the cost for basic restorative care like fillings. However:
- Coverage may differ based on the type of filling
- Cosmetic options (like ceramic or gold) may have partial or no coverage
- Annual limits and deductibles apply
Check with your provider to know what’s covered.
How to Make Dental Fillings More Affordable
- Ask about payment plans or third-party financing (like CareCredit)
- Choose the right filling type for your budget and the location of the tooth
- Visit a dental school where services may be discounted
- Get treated early — bigger cavities often mean bigger costs
Final Thoughts
Understanding the cost of dental fillings helps you make informed decisions without putting off care that could protect your oral and overall health. Whether you go with a basic silver filling or a premium ceramic one, it’s an investment in your smile’s future.
If you’re experiencing tooth pain or suspect a cavity, don’t wait. Early treatment is always easier and often cheaper.
Need an Affordable Dental Filling?
Our office offers tooth-colored fillings, affordable options, and transparent pricing with no surprises. Contact us today to book an appointment or ask about your insurance coverage!